Similar to identity theft, this type of fraud happens when an unauthorized individual gain access through online banking applications, capturing the account information to create and write bad checks.
Account-centric enterprise content management solutions allow users to access account holder information based on their account numbers.
ACH (Automated Clearing House) is an electronic payment network that enables banks, credit unions, businesses, and consumers to securely send and receive funds between accounts for transactions such as direct deposit, bill payments, recurring payments, and account transfers.
An adverse action notice is a document sent to a loan applicant stating a bank’s rationale for denying a loan. It may also contain a counteroffer, such as a lesser amount or a request for an approved co-borrower.
Agentic AI refers to artificial intelligence systems that can autonomously plan, reason, make decisions, and take action to achieve specific goals with limited human intervention.
The term “aging exceptions” refers to a group of critical exceptions that have not been resolved within a reasonable amount of time.
Altered check fraud occurs when a fraudster changes the amounts and Payee from a stolen check.
API is short for “application programming interface.” Technology companies like Alogent rely on APIs to connect multiple software applications, thereby enabling a two-way exchange of information to support users’ needs.
Audit and exam prep is a process that financial institutions go through in order to adequately prepare for upcoming audits and exams.
An authorized signer form is a document that allows an account holder to grant a range of clearance levels to individuals to perform certain functions within a bank account.

Tickler Reports

A tickler report provides bank and credit union employees with a list of expiring documents that require action. Bankers can also generate lists of items that have already passed the expiration or due date. Tickler reports are essential for managing risk and serve as helpful reminders to:

  • Lenders
  • Loan assistants
  • Compliance officers
  • Insurance clerks

Staying Ahead of Expiration Dates

A tickler report can help a bank or credit union identify mistakes, oversights, and overdue items that need to be resolved. Some tickler systems allow users at financial institutions to run reports and flag items that will expire within a certain time frame (e.g., the next 30, 60, or 90 days). This is sometimes referred to as an exception “grace period,” which gives employees time to request and receive updated documents from customers and members.

One best practice is to regard tickler reports as an opportunity to stay ahead of problems and work to resolve them sooner, rather than later. For example, employees may run tickler reports that show:

  • Insurance policies expiring in the next 30 days
  • Financial statements/tax returns expiring in the next 45 days
  • UCC financing statements expiring in the next 90 days

Generating Tickler Reports

Financial institutions produce tickler reports in various ways. This could be done by using a spreadsheet, an in-house database, or a document management system, such as AccuAccount. Document management tools can make it easier for bank employees to run tickler reports for specific expiration date ranges and drill down by lender, branch, category, or exception type.

Tickler Report Resources

Looking for more information about ticklers and exception reporting? Be sure to check out our extensive resource library with free spreadsheets, whitepapers, and eBooks.

Browse our banking definitions page for more terminology.

Explore more resources

Related articles

Tuesday 13 October 2026

3 Real-World Use Cases of FASTdocs for Consumer Lending Teams

One lender might interact with hundreds of borrowers over the course of a single year. Each relationship involves a variety of conversations, emails, and documents…

Read the Blog

Tuesday 6 October 2026

Cybercriminals Target Processes, Not Just Systems

Banks and credit unions should look beyond traditional cyber defenses. Today's fraudsters increasingly exploit vulnerabilities in account onboarding, document collection, payment processing, and information access…

Read the Blog

Monday 5 October 2026

Why Trust Departments Need AccuAccount

Serving account holders’ needs is the primary responsibility of a trust department. To do that well, financial institutions must carefully balance multiple factors. Here’s why…

Read the Blog

Thursday 1 October 2026

What Your Exception Reports Are Really Telling You About Commercial Lending Performance

This article was originally published on ICBA.

Exception tracking has long been viewed as a compliance necessity in commercial lending. Missing financial statements, expired insurance…

Read the Blog

Wednesday 30 September 2026

Legacy Tech Is Costing Financial Institutions More Than They Think: Here’s How a Modernized ECM Strategy Fixes It

Legacy systems are creating inefficiencies across financial institutions, with employees spending significant time searching for and managing fragmented data. In response, enterprise content management (ECM)…

Read the Blog

Monday 28 September 2026

Four Areas Banks and Credit Unions Should Evaluate as They Plan Next Year's Fraud Strategy

As financial institutions begin budget planning and technology evaluations for the coming year, fraud prevention remains a top operational priority. Faster payments, expanding deposit channels…

Read the Blog

Monday 21 September 2026

3 Strategic Conversations Every Bank and Credit Union Should Be Having About Instant Payments

Is your institution ready for instant payments? The conversation has shifted from if to how, but success requires more than connecting to faster payment rails…

Read the Blog

Tuesday 8 September 2026

Simplifying Work & Reducing Stress for Tellers with FASTdocs

FASTdocs helps tellers balance speed, service, and compliance by providing fast access to account holder documents, account information, and verification records directly from their teller…

Read the Blog