An API-Driven
Open Banking Payments Platform

Reinvigorate your Payments Infrastructure with a Modern, Open Banking Approach. Deploy and Manage Just One API Across Your Enterprise.

Gain measurable efficiency gains, streamlined deposit workflows, and improved account holder services. With the market's only patent-pending, single API, and cloud-native solution, leverage the same thin-client platform across all of your deposit channels - in the branch, the back office, and remote. By treating every document and check the same, Unify streamlines check processing across Day 1 and Day 2 workflows for banks and credit unions, ensuring your institution is prepared for the next phase of transaction processing with a better management of IT resources and a lower cost of ownership. 

Benefit from tighter integrations to third-parties and faster access to data analytics through a centralized framework, database, and reporting dashboard, while users gain a consistent user journey across all points of presentment as a result of real-time image and data validations. Meet goals effortlessly across all business units, the back office, and executive management teams with Unify – modernize your payments ecosystem today.

Download an eBook

Cloud-Native, Thin-Client Platform: Less Overhead and Increased ROI

Unify means modern simplicity for your bank or credit union - on any browser or operating system. 

  • Open banking platform driven by a single set of code and just 1 API
  • Tight integrations to third-parties
  • Exponential scalability, reduced IT overhead, and a lower cost of ownership with a cloud-native architecture
  • Flexibility with common and customized business rules
  • Consistent UX across all payment channels with real-time image and data validations
  • Browser and operating system agnostic: Windows or Mac, Chrome, Edge, Firefox, Safari and any combination
  • Integrations with AWARE for enterprise-wide data analytics, business intelligence and visual dashboards

Flexibility and Scalability for Every Institution

As a cloud-native platform, Unify scales exponentially and allows for a better management of IT resources. In parallel, its thin-client architecture enables a minimal footprint regardless of data volumes, and has reduced the footprint of software installed on an institution's workstations by over 90%. Apply custom business rules to meet your institution's unique requirements, while also addressing the individual considerations of international institutions, the needs of community banks and credit unions, as well as the largest Tier 1 banks in North America.





Download a 1-Pager: Unify Benefits

Take Control of Your Costs and
Lower Your Total Cost of Ownership

Market trends and account holder demands are constantly changing, and it is difficult to keep up with siloed applications that require individual attention, often from specialized teams. Maintaining a single API and common set of code across the financial institution eliminates the need to manage disparate solutions and siloed channels, exchange files or batches between applications, or manage various maintenance and upgrade schedules. Minimize downtime and concentrate on your customer and business account holders rather than back-end IT efforts.

Remove Data Silos. Deliver a Consistent UX.

Bring full and self-service together under one, device agnostic product umbrella. Powered by Alogent's Capture Once Technology, Unify is a patent-pending total web-based solution that can be deployed across all points of capture and applications. Streamline front and back-end workflows and apply custom and consistent business rules to meet your institution's unique goals, including bringing new products and services to market fast, capitalizing on Unify's true omni-channel banking environment.

Centralize Your Data for Peak Efficiency

Modernize your payments ecosystem with Unify's modern and cloud-native approach to omni-channel banking. Every application and point-of-capture accesses one database and reporting dashboard, delivering a clear and centralized view into all transactions, deposits, the status’ of the items downstream, check fraud details, and more - customizable and accessible based on roles and permissions.