Check Payment Processing:

Advanced Check Processing, Scaled For Your Bank or Credit Union

Alogent's proven, end-to-end payment solutions deliver complete automation, a consistent user experience, and real-time fraud prevention across the entire transaction ecosystem. With the market's only patent-pending, single API, and cloud-native solution, leverage the same thin-client platform across all of your deposit channels - in the branch, the back office, and remote.

 

 

 

A Consultative Approach

A Consultative Approach

With Alogent’s suite of automated payment processing solutions, we consult with you to tailor the right size and feature set, whether you are a community location or high-volume international bank. Our sophisticated fraud prevention, workflows for configurable reviews and corrections, intelligent routing and forward presentments, and automated archiving, are trusted by more than 2,400 financial institutions around the globe. Let Alogent help you cut costs, eliminate delays, reduce fraud, and drive automation with a consistent UX across the transaction ecosystem.

Comprehensive Day 1 and Day 2 Processing

Comprehensive Day 1 and Day 2 Processing

    Fully automated check processing, aggregating across all items and image capture points, is a must to achieve maximum employee productivity, turnaround time, and accuracy. Alogent's cloud-native platform is easily configured - simplify review and corrections, generate and transmit cashletters as needed, automate pay/no-pay decisions, and post to the core as often as required. Address all Day 1 and Day 2 processing with the same platform and gain exponential scalability, better cost-management, and better consistency across all channels with real-time image and data validation.

    Carry Automation Into The Back Office

    Carry Automation Into The Back Office

    Image-based check capture is the starting point for automation — completing the process with fully-image-enabled back office operations. Gain significant efficiencies by adopting Alogent’s reliable platform for handling the full range of back-office functions:

    1. Payment hub integration
    2. Inclearings and returns management
    3. Enterprise duplicate detection
    4. Cross-channel fraud detection
    5. Long-term custom check archiving

    Stop Fraud Across All Channels in Real Time

    Stop Fraud Across All Channels in Real Time

    Checks remain the leading source of payments fraud, affecting most financial institutions. Real-time check fraud detection driven by industry-leading artificial intelligence and machine learning tools protect you and your customers and members by allowing you to react when duplicates or counterfeits are presented. Alogent’s fraud solutions validate checks immediately, from all channels, against databases that include 90% of all U.S. deposit accounts.

    Turn Archives into Business Intelligence

    The way checks are archived and stored determines how useful your valuable data is for business decision-making. Alogent’s robust systems give you immediate support for account queries, and include all the tools you will ever need to generate historical and predictive reports. With permission-based criteria, deliver fast action to business intelligence through visual dashboards and reports. Ensure all teams - from line of business teams to the executive management - see what's important for their roles.