Similar to identity theft, this type of fraud happens when an unauthorized individual gain access through online banking applications, capturing the account information to create and write bad checks.
Account-centric enterprise content management solutions allow users to access account holder information based on their account numbers.
An adverse action notice is a document sent to a loan applicant stating a bank’s rationale for denying a loan. It may also contain a counteroffer, such as a lesser amount or a request for an approved co-borrower.
The term “aging exceptions” refers to a group of critical exceptions that have not been resolved within a reasonable amount of time.
Altered check fraud occurs when a fraudster changes the amounts and Payee from a stolen check.
API is short for “application programming interface.” Technology companies like Alogent rely on APIs to connect multiple software applications, thereby enabling a two-way exchange of information to support users’ needs.
Audit and exam prep is a process that financial institutions go through in order to adequately prepare for upcoming audits and exams.
An authorized signer form is a document that allows an account holder to grant a range of clearance levels to individuals to perform certain functions within a bank account.

Loan Pipeline Report

A loan pipeline report helps stakeholders understand the financial institution’s current lending opportunities. Loans within such a report are typically organized by “phases” or “stages,” which makes it easier to identify loans that are close to closing, newly added, or stuck in the pipeline. 
Examples of loan pipeline phases may include:

  • Credit analysis
  • Underwriting
  • Waiting for customer
  • Approved
  • Turned down
  • Qualified

Some banks and credit unions also use loan pipeline reports to track renewals, such as a renewal for a revolving line of credit to fund a customer’s short-term working capital.

Who Uses a Loan Pipeline Report (and Why)?

Numerous stakeholders at a bank or credit union could benefit from a loan pipeline report. Here are a few examples:

Senior Management: A member of senior management might use the loan pipeline report to forecast future revenue and develop realistic goals for the financial institution.

Credit Officer: Renewal data in the loan pipeline report would be particularly useful to the credit officer for preventing delinquencies.

Lending Manager: Lending managers—especially those in the commercial and agricultural segments—rely on loan pipeline reports to monitor lender productivity and ensure healthy operations.

Accounting and Finance: Accounting and finance teams might check the loan pipeline report to support forecasting and budgetary activities.

Structure of a Loan Pipeline Report

Loan pipeline reports consist of rows and columns of data. Typically, each row reflects one lending opportunity, while the columns contain loan-specific data, such as:

  • Amount requested
  • Term
  • Collateral being offered
  • Phase or stage
  • Expected close date
  • Lender

Preparing Loan Pipeline Reports

Some financial institutions still rely on spreadsheets to track lending opportunities. This approach requires considerable coordination between lenders and their managers and opens the door to data entry oversights.

Ideally, loan pipeline reports would be the natural byproduct of a more technologically advanced workflow. Using a system like AccuApproval helps to standardize loan application tracking and approval, which therefore simplifies loan pipeline reporting. Instead of tracking down lenders to update spreadsheets, stakeholders can instantly view loan pipeline reports because the data is already in the system.

Additional Lending Resources

Browse additional banking definitions or download a free whitepaper from our resource library. Check out our blog for more loan-related content.

Explore more resources

Banker's Tracking Calendar

Key Dates to Track in 2026 [PDF] Updated for 2026, download this calendar to track key submission and reporting dates, tax deadlines, Dodd-Frank regulatory requirements, and other important happenings. Customize Your Calendar for Maximum Results This tracking...
Read More »

Modern ECM for Financial Compliance

Banks and credit unions today face increasing regulatory demands and operational risks, including GDPR, CCPA, HIPAA, GLBA, and PCI-DSS. This eBook shows how industry leaders are modernizing their approach with advanced enterprise content management solutions...
Read More »

Related articles

Thursday 4 December 2025

Driving Innovation with AI: Empowering Banks and Credit Unions with AI-Powered Document Classification to Streamline Operations and Ensure Compliance

While generative AI headlines often dominate the conversation, financial institutions are increasingly investing in more practical applications: integrated smart features that support day-to-day operations. Artificial…

Read the Blog

Monday 1 December 2025

[Playbook] Building Custom Reports in AccuAccount

Here’s the situation: Your financial institution manages documents and exceptions in AccuAccount, Alogent’s ECM solution that’s optimized for commercial lending.

Read the Blog

Tuesday 25 November 2025

Checks, Digital Payments, and Fraud: What Bank and Credit Union Executives Need to Know This Holiday Season

Black Friday marks the unofficial start of holiday shopping, and with it comes a surge in payment activity for banks and credit unions. While digital…

Read the Blog

Monday 24 November 2025

Why Check Fraud Costs Banks and Credit Unions Millions—and 8 Reasons to Invest in Prevention Today

Check fraud remains one of the most persistent and costly forms of payment fraud. For banks and credit unions, delaying investment in a modern fraud…

Read the Blog

Wednesday 19 November 2025

Streamline Exception Reporting for Your Next Board Meeting

Your board of directors relies on a variety of information to properly assess operational strengths, weaknesses, growth opportunities, and risk exposures. Accurate exception data is…

Read the Blog

Wednesday 12 November 2025

[Playbook] Automatically Classify Documents with Index Values and AI

Here’s the situation: Your financial institution relies on built-in OCR (optical character recognition) features in FASTdocs to efficiently classify documents. The number of incoming documents…

Read the Blog

Tuesday 28 October 2025

Avoid a Fright This Halloween: Modernize Before Legacy Payment Systems Haunt Your Operations

As Halloween approaches, banks and credit unions must keep an eye on more than just seasonal spooks. The real fright may be lurking in their…

Read the Blog

Monday 27 October 2025

Are Your Policy Exceptions Increasing or Decreasing?

Tracking loan policy exceptions is essential for risk mitigation and compliance. To keep examiners and auditors happy, however, financial institutions should go beyond basic reporting…

Read the Blog