Booked the Loan—Now What? Why AccuAccount and your LOS Work Better Together for Loan Management
In a financial institution’s digital transformation journey, the loan origination system (LOS) often takes center stage. It’s the engine that drives loan creation, underwriting, and approval. But once the loan is booked into the core system, what happens next? That’s where many banks and credit unions encounter operational blind spots. Enter AccuAccount—a powerful post-booking solution that doesn’t replace your LOS, but rather works alongside it to extend its value after the loan is booked into the core.
AccuAccount is a strategic partner to your LOS that picks up where it leaves off, managing the loan file with precision, automation, and compliance. For community banks and credit unions, this distinction is critical. LOS platforms are often complex and focused on the front end of the lending process. AccuAccount, by contrast, delivers immediate value on the back end—where operational efficiency, compliance, and cost control matter most.
Here’s how AccuAccount supports and extends the value of your LOS:
Customer-Centric File Management
AccuAccount’s customer page layout mirrors traditional loan file structures, making it intuitive for lenders. It includes views of collaterals and cross-collaterals, related entities with lending limits, and shared customer documents across deposits and trusts. Additional data fields support robust reporting and deeper customer insights.
Automated Document Tracking and Exception Management
AccuAccount automates the tracking of trailing documents and recurring schedules, clearing exceptions as documents are imaged. Exceptions can be managed by officer, status, or balance, reducing manual oversight and ensuring nothing is missed.
Built-In Document Quality Control
Branch-level users can image directly into a centralized repository for quality control teams to review, approve, or reject documents—streamlining compliance and reducing bottlenecks.
Retention and Archiving
Closed loan information is archived according to your institution’s retention policy. AccuAccount also provides closed loan exception task lists to ensure post-closing requirements are met.
Integrated Notices and Task Exceptions
Generate document request letters without relying on third-party tools. AccuAccount’s built-in notices and task exception tracking keep teams aligned and responsive.
Audit and Exam Readiness
AccuAccount simplifies audit prep with an intuitive audit module that packages requested documents for OCC and FDIC examiners. What once took days can now be done in minutes.
Dynamic Reporting
Build and share custom reports without IT support. Monitor key metrics like loan pipeline activity, aging exceptions, and high-value accounts with ease.
Seamless Integration
AccuAccount connects with over 30 core banking systems and LOS platforms, ensuring data flows smoothly across your tech stack without duplication.
For community banks and credit unions, thoughtful integration of AccuAccount into your post-loan workflow isn’t just a tactical move—it’s a strategic one. It empowers your institution to scale operations, reduce risk, and deliver better service without overburdening staff or relying on fragmented systems. AccuAccount is the missing piece that completes the lending lifecycle—bringing clarity, control, and cost savings to every loan after it’s booked.
Ready to see how AccuAccount can transform your post-loan operations?
Discover how your institution can do more with less—while staying compliant, efficient, and audit-ready.
read more in this playbook with screenshots: combine the power of your LOS and an ECM
Download: AccuAccount Feature Overview
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